Small Business Service Bureau, Inc. Disclosure Statement
Small Business Service Bureau, Inc. (SBSB) is an affiliate of Carroll Enterprises,
Inc., a privately held corporation which provides products and services through
its wholly-owned subsidiaries: the Small Business Insurance Agency, Inc. (SBIA),
Pivot.com, Sterlingbridge, Group Health & Benefit Administrators, Inc. (GHBA), and
Direct Response Marketing, Inc. (DRM). This disclosure statement is intended for
all users of SBSB.
SBSB insurance program availability varies by state. Discounts are not available
for insurance products. Insurance is regulated by each state. Not all products are
offered in all areas. Membership in SBSB is not required to purchase insurance,
nor does it mean automatic approval for insurance or services. SBSB insurance products
and programs are offered through its affiliate, Small Business Insurance Agency,
Inc. (SBIA), a national general insurance agency licensed in all 50 states.
Massachusetts Residents
SBSB Members in Massachusetts can choose from the following health insurance providers:
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Harvard Pilgrim Health Care
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Tufts Health Plan
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Fallon Community Health Plan
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Health New England
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Neighborhood Health Plan
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United Health Plan
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Delta Dental
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All health insurance plans that SBSB, and its affiliate SBIA, offers meets the Massachusetts
Minimum Creditable Coverage (MCC) requirements effective for Massachusetts residents
as of 1/1/2009, as a result of an amendment to the MA Health Care Reform legislation
of 2006.
Small Business Knowledge Center
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The expertly written resources in the Small Business Knowledge Center are available
to SBSB members only. The materials provided are for informational and educational
purposes for members, and are not intended to be legal advice or a legal opinion,
which can only be given on specific facts.