Small Business Service Bureau, Inc. Disclosure Statement
Small Business Service Bureau, Inc. (SBSB) is an affiliate of Carroll Enterprises,
Inc. whose family of businesses includes the Small Business Insurance Agency, Inc.
(SBIA), Pivot.com, Group Health & Benefit Administrators, Inc. (GHBA) and Direct
Response Marketing, Inc. (DRM).
SBSB insurance program availability varies by state. Discounts are not available
for insurance products. Insurance is regulated by each state. Not all products are
offered in all areas. Membership in SBSB does not mean automatic approval for insurance
or services.
Massachusetts Residents
SBSB Members in Massachusetts can choose from the following health insurance providers:
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Harvard Pilgrim Health Plan
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Tufts Health Plans
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Aetna
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U.S. Health Care
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Fallon Health Plans
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Health New England
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Neighborhood Health Plans
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United Health Plan
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Delta Dental
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All health insurance plans that SBSB, and its affiliate SBIA, offers meets the Massachusetts
Minimum Creditable Coverage (MCC) requirements effective for Massachusetts residents
as of 1/1/2009, as a result of an amendment to the MA Health Care Reform legislation
of 2006.